Marijuana Industry

Medical Marijuana Dispensary Insurance

Medical marijuana crop insurance coverage is designed to protect your small, medium and large growing operations. We can also cover your nursery and greenhouse. The coverage’s listed below are all important and should be taken into consideration when buying your insurance policy.

  • General Liability Coverage
  • Theft-Fire-Vandalism
  • Building-Equipment-Crop
  • Transit-Delivery Coverage
  • Workers Compensation
  • Other Standard Perils
  • Food-Oils-and Bud Coverage

What Will Be Covered?

Below are potential causes of loss that you will be covered for:

  • Smoke
  • Fire
  • Theft
  • Explosions
  • Vandalism
  • Hail or Windstorm
  • Lightening
  • Leakage from fire safety systems
  • Water damage from heating devices and air conditioning devices along with accidental discharge from plumbing

There are also a number of other exposures that could cause damage to your business and it is always best to discuss your concerns with one of our insurance professionals.

Caregivers and Dispensaries we can offer numerous products for dispensaries, cooperatives, collectives, and caregivers including:

  • General Liability Coverage
  • Business Auto Coverage
  • Workers’ Compensation
  • Business Property Insurance

Cannabis product developers and commercial kitchens face challenges unique to the cannabis industry. From product liability to stock coverages, Path Insurance Solutions understands the intricacies and details of running and insuring a cannabis business.

  • Equipment Breakdown
  • Stock Spoilage
  • Business Property
  • Finished Stock, Marijuana Theft and Fire
  • In-Transit/Cargo Coverage
  • Product Liability Coverage

Professional Libiality is typically excluded from a general liability policy. This coverage will protect you against claims made by clients for failing to adequately perform the contracted services you promised to perform or any negligence by you in performing those services.

We can also provide protection for attorneys and legal professionals working specifically in the medical cannabis industry.

State Raid & Legal Defense

Provides legal defense cost on a reimbursement basis for arrest or charges brought against you by any governmental entity that arises from the transportation, cultivation, possession, or distribution of medical marijuana or any manufactured product containing marijuana. The insured must plead not guilty and also believe they have a legal right to do so under local and state guidelines. Your coverage will begin to pay fees incurred 60 days after the first one of the following events:

  • Charges are dismissed
  • The insured is found not guilty of all charges
  • The insured pleads not guilty to all charges

The Governmental Action Reimbursement Endorsement provides coverage up to $5000 per occurrence and $10,000 on an annual basis.